Having a pre-existing health condition is not an automatic barrier to obtaining coverage. When you apply, you will need to provide information and answer questions about the condition, and if approved for coverage, you may pay higher premiums to obtain the policy. One of the benefits of working with an independent insurance agency is that we can easily shop around to find different policy options for you to review, so you can make an informed decision. Even if one carrier says “No”, odds are that another company will say “Yes!”