Spencer has been providing financial security to people around the Sacramento area for over eight years. He believes in putting others first and maintaining the utmost level of professionalism, whether it is with his clients or agents. He brings the highest degree of experience by listening to people’s needs and working diligently with them to implement a plan that meets their concerns. Spencer’s specialty focuses on Mortgage Protection which includes personal life insurance, disability income replacement, and annuities.

He has achieved several honors and awards during these years and used his platform to help train others to reach the same level of success. People would describe Spencer as transparent, helpful and hard working. He married his high school sweetheart and has two young boys. When he is not working, you’ll find Spencer volunteering through his church or out boating on Folsom Lake with his friends and family.

Christopher Curry joins our leadership team with a long track record of success in personal production and agency development. Working as a sales agent in the field for 7 years on both the captive and independent side of insurance. Christopher’s firm grasp on what individual agents and our personal clients want from a product and relationship gives our executive team an edge on helping develop proprietary products for our Agents advantage. Continuing with our tradition of leading from the front, Christopher has been one of the top individual Marketers in the country for the past 10 years. He has been the lead recruiter of some of the top Independent Marketing Organizations in the country. We are thankful to be able to add his leadership and experience to our executive team

Sam Chand moved to America with his family in 1979, from Punjab India. Adjusting to a new way of life and learning American societal trends, Sam Chand was fascinated with Marketing and Market Development Research. It didn’t take long before Sam was convinced he wanted to make his mark doing something that had not only a high revenue stream, but also an opportunity to help people in the process. Sam Chand is an industry leader in Final Expense and a senior market specialist. Sam Joined our organization in 2017. He is an American success story. Sam has an immigrant background and recently became a US Citizen in 2019. He has a passion for helping people which helped accelerated rise to success. Sam Chand has won countless awards from carriers, agencies, and IMO’s and has been awarded multiple carrier trips in the process. He has been licensed since 2009 and has written over 5.000 final expense policies. Over the years he has worked multiple lead systems and gained tremendous experience when working with the senior market. We are proud of his addition to our executive team.

Sam Chand – “I came into this industry by accident but stayed by  choice.”